Just wanted to put this out there in case someone had the same problem I did. It sort of drove me nuts, but it’s more or less because I didn’t do enough research.
Anyway, I’d have a few people that would open there Contacts db and see my name on the top left…Steve Castellion on local. Searched and searched…finally saw that if you click on the More menu item and go to Preferences…they have a Contacts Database owner, much like they mail file owner. Color me embarrassed, but I hope I might spare someone else some time on this!